Years ago, shopping for insurance was a major hassle. You had to research all the options on your own or put your trust in a broker you’d never met. Today, millions of websites are at your fingertips, making it easy to find information about insurance policies and carriers.
With so many resources available, however, shopping on your own can be a little overwhelming. Several companies have stepped in to simplify the process of getting insured. Read this Insurify.com review to determine if Insurify can help you cut through the red tape and get the coverage you need.
What Is Insurify?
Insurify is an online marketplace dedicated to changing the way people shop for and purchase insurance coverage. As a virtual licensed agent, Insurify is allowed to help customers in all 50 states, eliminating many of the hassles associated with finding insurance on your own. Since Insurify works with several top carriers, it also offers exclusive rates and special discounts, making insurance coverage more affordable.
Technology is the heart of the Insurify platform. The site has more than 120 API integrations, giving you access to real-time quotes and information about policies available through a network of more than 100 insurance carriers. Insurify also uses AI-powered tools to reduce the amount of time it takes users to find the right coverage for their needs.
Types of Insurance Available
Insurify helps users find four types of insurance: car, home, renters and pet. Every state, with the exception of New Hampshire, requires drivers to carry auto insurance, so Insurify is especially helpful for comparing auto policies and determining how much coverage you can afford.
Most states in the US require drivers to carry auto liability insurance, which pays for the other person’s property and/or medical expenses if you cause an accident. You can also purchase collision insurance and/or comprehensive auto coverage.
Collision insurance pays to fix or replace your vehicle if it’s damaged while colliding with another object, such as a tree or a utility pole. In contrast, comprehensive coverage pays for damage caused by circumstances outside of your control. This includes theft, vandalism and damage caused by severe weather.
How Insurify Works
If you need auto insurance, you can use the Insurify website to compare quotes on your own, or you can connect with a live agent if you’d prefer to receive professional advice tailored to your unique needs. If you decide to compare quotes yourself, you have to answer the following questions:
- Are you currently insured?
- What is more important to you when buying auto insurance, a low down payment or low total cost?
- Do you own or rent your home?
- What year is your vehicle?
- What is the make of your car?
- What is the model of your car?
- What is your car trim?
- What is your car’s body style?
- How many years have you had your car?
- What is the primary use of your car (work, commuting to school, etc.)?
- How many miles per day do you drive?
- Is your car leased, financed or owned outright?
- Would you like to add full coverage?
Once you answer questions about your vehicle, you have to provide some details about yourself. Insurify asks these questions because auto insurance rates depend on age, driving history and other factors. Finally, Insurify shows quotes from multiple carriers, allowing you to compare plans based on cost and coverage details.
Insurify also offers a full-service experience, making it even easier to find auto coverage. Instead of comparing plans on your own, you can send your current policy to an experienced agent. They’ll review your current coverage and see if they can find something comparable at a lower price.
Benefits of Using Insurify
Using Insurify has several benefits for consumers. First, you can choose to shop on your own or connect with a live agent. Many sites only offer one of these options, so Insurify gives you more flexibility than most platforms. The full-service experience also saves you a substantial amount of time. Instead of comparing quotes and reading the fine print, you can enjoy other activities while a licensed insurance agent does the work of finding an affordable auto policy.
Another benefit of using Insurify is that the site’s AI tools ensure you receive real-time quotes. It’s frustrating when you receive a quote and then find out it’s no longer valid. Insurify prevents this from happening by using technology to request quotes from insurance carriers in real-time. Insurify’s technology also reduces the amount of time spent waiting for quotes to load, giving you the freedom to focus on more enjoyable activities.
Finally, Insurify publishes helpful content to remove the guesswork of finding an auto policy. For example, the site has a list of the best car insurance companies and a list of the cheapest car insurance companies, making it easy to find information about national and regional carriers.
Insurify.com Review: Should You Use Insurify?
The bottom line is that Insurify is a helpful tool for comparing auto quotes and getting expert help. Whether you just got your license or you’re looking to switch to a cheaper insurance plan, Insurify makes it easier to find the right carrier for your needs.
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